Arab Bank Group Posts $535.3 Million Net Income in H1 2025 Amid Strong Growth and Global Expansion

Arab Bank Group has reported a 6% year-on-year increase in net income after tax for the first half of 2025, reaching $535.3 million compared to $502.8 million in the same period last year. The bank’s solid performance was underpinned by balanced growth across its asset base, lending activity, and deposits.

According to the bank’s financial statement released Monday, total assets rose 9% to $75.2 billion, with customer loans increasing by 6% to $39.8 billion. Deposits also registered a healthy 9% rise, reaching $55.3 billion. Total equity stood at $12.5 billion, reflecting a robust capital position.

Sabih Masri, Chairman of the Board of Directors, attributed the strong performance to the bank’s resilience and effective strategic execution. “The strong results achieved in the first half of 2025 are a clear testament to the effectiveness of the bank’s strategy and the resilience of its operating model,” he said. “Despite ongoing economic headwinds and regional geopolitical uncertainties, the bank continued to prudently grow its operations and deliver sustainable growth and healthy returns for shareholders.”

Masri also highlighted a key milestone in the bank’s international strategy—the recent merger involving Arab Bank Switzerland. The successful consolidation of Gonet & Cie SA and ONE swiss bank SA has strengthened the group’s position in Europe. As a result, Arab Bank Switzerland Group now manages CHF 18 billion ($22 billion) in assets.

Chief Executive Officer Randa Sadik noted that the group recorded a 5% increase in revenue during the first half, with continued strength in its balance sheet. “The underlying performance of the Group continues its growth trajectory,” she said.

Sadik emphasized the bank’s conservative approach to risk and capital management. “The Group’s loan-to-deposit ratio stood at 72%, and credit provisions held against non-performing loans continue to exceed 100%,” she said, adding that the capital adequacy ratio was a solid 17.1%, with a capital base primarily composed of common equity.

The bank’s sustained performance and expansion efforts have also earned it recognition on the global stage, reflecting its status as a leading financial institution in the Arab world with a growing international footprint.

Arab Bank Group remains committed to long-term strategic goals, with a focus on shareholder value, operational excellence, and expanding its global presence.